Summary
Reference Number
Account selection
Access Savings
Everyday Account
Car Budget Account
Retirement Account
Cash Management Account
Mortgage Offset Account
BU Account
Community Reward Account
Bonus Saver Account
Christmas Club Savings Account
MonEsaver Account

GETTING STARTED

New Account Application
Fields marked with * are required

Branch & Staff Details

Thank you for choosing the card made especially for Freo supporters.

Now you can show your passion for Freo when you use your Fremantle Dockers Debit card.

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If you are an existing customer, please open your account using our Internet Banking service or call 13 25 85.
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What to have ready
You'll need to have some ID handy to complete your application:
either a Drivers Licence or an Australian Passport,or a Birth Certificate and either a Medicare Card or Student Photo ID (if full time student).
Your Age
To help us streamline the following process and ensure we only offer you eligible accounts, please enter your date of birth below:
DD/MM/YYYY
Are you a Full-Time Student?
Please select yes or no
Full time students aged 18 years and over are eligible for our fee waiver on any transaction account. Simply present your student ID at any Beyond Bank branch or scan in a copy of your ID and include it with this application. The fee-waiver will be in place within 48 hours. Save money with more fee-free transactions!
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To be eligible for an account you must be a permanent Australian resident aged 13 years or over, and have an Australian residential address.
If you're an overseas resident who is living in Australia, Beyond Bank can help. Contact us or visit one of our branches.
Sorry we are unable to proceed as the date of birth you have entered is not eligible for this membership type.

SELECT ACCOUNTS

New Account Application
Fields marked with * are required

Beyond Bank Transaction Accounts

Transact the way you want to. You choose.
A transaction account that gives you everyday access to your money with no monthly account-keeping fee.
An everyday transaction account that offers unlimited, fee-free transactions for a small monthly charge. (refer to our Fees and Charges guide)
A Car Budget Account helps you plan and budget for your car expenses as well as saving interest on your Beyond Bank car loan.
A transaction account for retirees or people receiving an age pension. The account helps you to save while looking after your everyday transactions.
A high-interest account offering everyday transactional banking access without having to lock funds away.
Attach a Mortgage Offset Account to your mortgage and save on interest.
* This account should only be selected by customers who have been approved for an eligible Beyond Bank Home or Investment Loan.
A Savings account designed to help young people save and manage their everyday transactions.

Beyond Bank Savings Accounts

Choose from our flexible range of savings accounts to get you to your saving goal faster...
Competitive interest rates No monthly account-keeping fees
Make a real difference to a not-for-profit you are passionate about by simply saving in our Community Reward Account.
An eligible community or not-for-profit organisation must be selected from our list of registered recipient organisations. This list is available from here, from us or can be obtained by visiting our website. If an organisation you wish to support is not on our list, encourage them to speak to us about registering as a recipient organisation so they also can benefit from being a recipient of a community bonus payment.
If a recipient organisation has not been nominated, this account will be linked to the default recipient organisation which is the Beyond Bank Australia Foundation.
Get rewards for saving more with a bonus interest rate, with the flexibility to withdraw at any time.
Budget and save for Christmas.
A high-interest internet savings account with no fees for internet banking.

Select Account Features

Make banking more convenient by accessing your money more widely. Choose from the following free services.
Manage your money whenever and wherever suits you with our Internet Banking service. A password 6-16 characters long is required to access Internet Banking. We recommend you choose a password that would be difficult for anyone else to guess. A good idea is to use a combination of uppercase and lowercase letters, symbols and numbers.

We recommend you choose a combination of uppercase and lowercase letters, symbols and numbers.
A 4-8 digit non sequential or repetitive passcode is required to perform transactions, or make enquiries over the telephone, on any account of which you are the owner. It may also be required when performing transactions in a branch where insufficient identification is available.

We recommend you choose a numeric passcode that would be difficult for anyone else to guess.
Connect your transaction or savings account to a Visa Debit card which acts like a credit card but with your own money.
A Car Budget Debit card acts like a credit card but you use your money. Link it to your Car Budget Account and manage your ongoing car expenses.

Personal details

New Account Application
Fields marked with * are required

Personal Details

* This information is a mandatory requirement of the Anti-Money Laundering and Counter - Terrorism Financing Act 2006.
Are you currently known by any other name?
Are you a permanent resident or citizen of Australia?
Are you a U.S. customer?
A U.S. customer will include: U.S individuals, an entity organised in the U.S., and entities that have U.S. Controlling Persons.
U.S. individuals will include:
U.S. citizens or residents; green card holders, and persons who meet U.S. "tax resident' requirements (for example, those that pass the substantialpresence test by being in the U.S. for 31 days in the year and 183 days in a 3 year cycle).
The term "Controlling Person" generally refers to any holding of 25% or more in an entity that is a passive Non-FinancialForeign Entity, but also includes persons in positions of control, including Directors and Company Secretaries. Essentially,anyone who is liable to submit a U.S. tax return is regarded as a U.S. customer.

Contact Details

Is this your home or business email?
Phone
e.g. 08xxxxxxxx or 04xxxxxxxx
Is this your home or business phone?
Preferred Contact
Please select how you would like Beyond Bank to contact you
Is your postal address the same as your residential address?

Your Statement

You have the option to select how you receive your statements. By choosing online statements via our secure Internet Banking service you’ll have convenient access 24/7 and save on paper.
Please select how you would like to receive account statements

Employment Details

Are you currently employed?
Are you:

Information Declaration

Are you a Permanent Resident or Citizen of Australia?
Are you a U.S. customer?
Who is a U.S. customer?
A U.S. customer will include: U.S individuals,an entity organised in the U.S., and- entities that have U.S. Controlling Persons. U.S. individuals will include: U.S. citizens or residents;green card holders, andpersons who meet U.S. "tax resident' requirements (for example, those that pass the substantialpresence test by being in the U.S. for 31 days in the year and 183 days in a 3 year cycle).
The term "Controlling Person" generally refers to any holding of 25% or more in an entity that is a passive Non-FinancialForeign Entity, but also includes persons in positions of control, including Director
Are you a Politically Exposed Person (PEP)?
A politically exposed person means an individual:

(1) Who holds a prominent public position or function in a government body or an international organisation including:
(a) Head of State or head of a country or government; or
(b) Government minister or equivalent senior politician; or
(c) Senior government official; or
(d) Judge of the High Court of Australia, the Federal Court of Australia or a Supreme Court of a State or Territory or a Judge of a court of equivalent seniority in a foreign country or international organisation; or
(e) Governor of a central bank or any other position that has comparable influence to the Governor of the Reserve Bank of Australia; or
(f) Senior foreign representative, ambassador, or high commissioner; or
(g) High ranking member of the armed forces; or
(h) Board chair, chief executive, or chief financial officer of, or any other position that has comparable influence in, any State enterprise or international organisation; and

(2) Who is an immediate family member of a person referred to in paragraph (1) above including:
(a) a spouse; or
(b) a de facto partner; or
(c) a child and a child’s spouse or de facto partner; or
(d) a parent.
(3) Who is a close associate of a person referred to in paragraph (1) above which means any individual who is known to have: (a) Joint beneficial ownership of a legal entity or legal arrangement with a person referred to in paragraph (1) above; (b) Sole beneficial ownership of a legal entity or legal arrangement that is known to exist for the benefit of a person described in paragraph (1) above.

Your Tax File Number (TFN)

You don’t have to provide your Tax File Number or an exemption, but if you don’t, we are required by law to deduct tax from any interest earned on your account above a certain threshold. This tax is called 'withholding tax'.

Whilst it isn't mandatory to provide your Tax File Number, keeping your Tax File Number status up-to-date can make tax time a little easier. For more information about Tax File Numbers and withholding tax, please visit the Australian Taxation Office website.
You can provide us your TFN at a later time. (above all fields)

Identification

New Account Application
Fields marked with * are required

Identification

So we can finalise your application, we will need proof of your identity as required under Chapter 4 of the Anti-Money Laundering and Counter-Terrorism Financing Rules (AML/CTF Rules) and the AML/CTF Act.
Uploading your identification
We require a photo or a scanned copy of your original identification (ID) to support your application, and can only accept uploads that are saved as jpeg or pdf file formats. If you are having difficulty uploading your ID today, save your application, note your reference number and take your original identification into your nearest branch, or call us on 13 25 85.

Foreign Passports
Please ensure your passport is current and in English or with an accredited translation. If the e-visa or visa is present please take a photo or scan a copy and upload this as well.

Medicare Cards
When using your Medicare Card as a form of identification, please ensure:
Your name is entered exactly as it appears on the card, even if it doesn’t match the way your name appears on other forms of identification. Please include your middle name if you have one.When entering your 10 digit card number shown at the top of the card please enter this number with no spaces.If you hold a Blue or Yellow Medicare Card and want to use one of these cards as a form of identification, please choose Medicare in the Supplementary Identification section of this page.
Uploading identification in different names
If you’re uploading identification documents that present different names (i.e. married and maiden names), we also require you to upload a certified copy of an original Marriage Certificate, Birth Certificate, Certificate of Divorce or Name Change by Deed Pol to verify your identification.

How do we verify your identification?
To verify your identity we collect information about Government issued documents, (such as your Drivers Licence or Passport details). We submit these details to be verified directly by the issuer or Official Record Holder. We submit details including your name, date of birth, address and document identification numbers.

What identification do we require if you are aged 18 years and over?
We require you to provide identification from the following categories. Two different documents from Category 1, orOne document from Category 1 and one document from Category 2
What identification do we require if you are aged under 18 years of age?
Two different documents from Category 1, orOne document from Category 1, and one document from either Category 2 or Category 3.
What Identification is in Category One?
Australian Drivers LicenceAustralian PassportForeign PassportAustralian Birth Certificate/Birth CardAustralian Citizenship CertificateCentrelink Pension CardCentrelink Health Care CardVeteran Affairs Pensioner Concession CardGovernment Issued Proof of Age Card - We can only accept this Identification if it displays a photo of you and your signature.Australia Post Keypass Identity Card - We can only accept this Identification if it displays a photo of you and your signature.NSW Photo Card - We can only accept this Identification if it displays a photo of you and your signature.
What Identification is in Category Two?
Notice from Commonwealth, State or Territory recording financial benefits - We can only accept this Identification if it displays your name and current residential address and has been issued within last 12 months.ATO Assessment Notice - We can only accept this Identification if it displays your name and current residential address and has been issued within last 12 months.Utilities Bill (Council or Water Rates, Telephone, Gas or Electricity Bill). We can only accept this Identification if it displays your name and current residential address and has been issued within last 3 months.Medicare Card
What Identification is in Category Three?
Letter from School Principal - We can only accept this Identification if it’s on official school letterhead, displays your name, your current residential address and has been issued within last 3 months.School Photo ID - We can only accept this Identification if it is current and displays a photo of you.
If you don’t have these documents handy you can save your application to complete later. Either log back in or visit one of our branches with your reference number.
Simply add your driver’s licence number and medicare card details below and check all your details are correct.
Simply add your passport number and medicare card details below and check all your details are correct.
Medicare Card
Drivers Licence
Passport
Important Notice Regarding Your Identity Verification
To verify your identity we collect information about Government issued documents, such as your Drivers Licence or Passport details and submit these details to be verified directly by the issuer. Details submitted will include your name, date of birth, address and document identification numbers. By submitting your identification details on this page, you agree that:
you are authorised to provide those details; and you understand that the details you provide about your identification document will be checked against records held by the Issuer or Official Record Holder.
Identity verified, thank you.
You can now advance to the next step.
Error encountered while verifying:

The identification service is currently unavailable. Please save your application, record your tracking number, and try lodging again later.
Unverified
Unfortunately we are unable to verify you using the identification provided.
For failed identification verification errors, please recheck the details you have entered against your identification document. Refer to the Tips section for assistance.
You can also change your selection from ‘Australian Drivers Licence’ or ‘Australian Passport’ to 'Supplementary Identification' to continue your application.
You can only attempt to verify your identification three times, after this we recommend that you either try a different type of identification or you can visit a branch for assistance. Save your application form and record your tracking number, which you will need to take with you. If you do not live near a Beyond Bank branch you can contact us on 13 25 85.
Unverified
Unfortunately we are unable to verify this customer using the identity verification service. You may be able to verify the customer using their secondary verification i.e. Birth Certificate and either their Medicare card or Student photo ID.
The identification document source is currently unavailable. Please save your application and record the Tracking Number. Please visit your nearest Beyond Bank branch or contact us on 13 25 85 for assistance.
Since we can't validate these documents online, you will be prompted to provide them after submitting your application.
Australian Birth Certificate
Type of Birth Certificate
Medicare Card or Student Photo ID
Student Photo ID
Expiry Date
DD/MM/YYYY

REVIEW & APPLY

New Account Application
Fields marked with * are required

Please Review & Confirm

Your accounts
• Access Savings
• Everyday Account
• Car Budget Account
• Retirement Account
• Cash Management Account
• Mortgage Offset Account
• BU Account
• Community Reward Account
• Bonus Saver Account
• Christmas Club Savings Account
• MonEsaver Account
Services
• Internet Banking/Mobile Banking
• Visa Debit Card
• Car Budget Debit Card
You can always add additional services at a later date.
Your personal details
Tax File Number set
(You can always change this later)
Tax File Number not provided
(You can always add this later)

Please select the links to review the Financial Services Guide, Fees and Charges booklet and the Product Guide.
We understand the importance of protecting your privacy and we are committed to complying with the Privacy Act 1988 (Cth) (“the Privacy Act”), the Australian Privacy Principles set out in the Privacy Act, applicable Codes of Practice to which we subscribe and other laws and codes affecting your personal information. A copy of our Privacy Policy is available on our website or on request.

How we collect your personal information
We will only collect personal information (including credit information) directly from you, unless you have provided your consent. This information will generally come from what you provide in your application for one of our products or services, and from supporting documentation.
We may also need to collect personal information (including credit-related information) about you from third parties, such as any referees that you provide, your employer, other credit providers and third party service providers including credit reporting bodies.

Why we collect your personal information
We may use your personal information (including credit-related information) for the purpose of providing products and services to you and managing our business relationship with you. This may include:
assessing and processing your application for the products and services we offer; executing your instructions; ongoing servicing of our relationship with you; charging and billing; uses required or authorised by law; protecting you and us from error or fraud; research and development; collecting overdue payments due under our credit products; managing our rights and obligations regarding external payment systems; or direct marketing.
We will not use or disclose your personal information (including credit-related information) for a purpose other than:
a purpose set out in our Privacy Policy; a purpose you would reasonably expect; a purpose required or permitted by law; or a purpose otherwise disclosed to you to which you have consented.
When we may give personal information to other organisations
We may disclose your personal information (including credit-related information) to other organisations that provide services that assist us in supplying or administering the products and services we offer. Organisations to which we will usually disclose your personal information include: our related companies; external organisations that are our assignees, agents or contractors; external service providers to us, such as: those we use to verify your identity; payment systems operators; our computer bureau (Data Action Pty Ltd); printing and mailing houses; fraud prevention service providers; and research consultants; our professional advisors, such as accountants, lawyers and auditors; your representative, for example, lawyer, mortgage broker, financial advisor or attorney, as authorised by you.
Details of other organisations to which we may disclose your personal information are provided in our Privacy Policy.
We will take reasonable steps to ensure that these organisations are bound by sufficient confidentiality and privacy obligations with respect to the protection of your personal information.
We may disclose your personal information overseas, where you choose to make an international transfer. The countries we may disclose your personal information to are those to which you make a transfer. However, if we do disclose this information outside Australia, we will do so on the basis that the information will be used only for the purposes set out in our Privacy Policy.

From time to time we may use service providers or other third parties who operate or hold data outside of Australia, which may result in your personal information being stored overseas. These parties are selected specifically to assist in enabling us to provide products or services to you, in particular information technology solutions. At present our arrangements include providers based in the United States of America. Where this occurs we ensure that appropriate data handling and security arrangements are in place to protect your data.

Marketing
We may use your personal information, including your contact details, to provide you with information about products and services, including those of third parties, which we consider may be of interest to you. We are permitted to do this while you are our customer, and even if you are on the Do Not Call Register.
We may also provide your details to third party organisations whose products or services we distribute for specific marketing purposes.
We will consider that you consent to this, unless you opt out. You may opt out at any time if you no longer wish to receive marketing information or do not wish to receive marketing information through a particular channel, such as email. In order to do so, you will need to request that we no longer send marketing materials to you or disclose your information to other organisations for marketing purposes. You can make this request by contacting us on 13 25 85 or by 'unsubscribing' from our email marketing messages, which always include an unsubscribe option.

Laws under which we are required to collect your personal information
The Anti-Money Laundering and Counter-Terrorism Financing Rules Instrument 2007 (No 1) (Cth) requires that we collect certain information from you prior to admitting you as a customer. For example, if you are opening a membership as an individual, we are required to collect your full name, date of birth and current residential address. We are also required to verify this information using a reliable and independent source. Different information is required to be collected and verified if you are opening a membership in a capacity other than an individual (eg a company).
The National Consumer Credit Protection Act 2009 (Cth) requires that we collect personal information from you when you are applying for credit from us. We are required to collect the information about your credit requirements, objectives and financial situation. We are also required to collect the necessary information to verify your financial situation, which includes verifying your income and employment details.

Your rights to access, or seek a correction of, your personal information held by us
Our Privacy Policy details how you may access, or seek a correction of, any personal information that we hold about you.

How to notify us about a potential breach of the Australian Privacy Principles
Our Privacy Policy details how you may complain about a possible breach of the Australian Privacy Principles in relation to the personal information that we hold about you.

Click here to view our full privacy policy.
You hereby indemnify Beyond Bank Australia a trading name of Community CPS Australia Ltd ABN 15 087 654 143 AFSL/ Australian Credit Licence 237856 (“Beyond Bank Australia”) and shall hold Beyond Bank Australia harmless against any claim that may arise from the operation of any account opened and conducted pursuant to this application within the terms of this authority.
This authority may only be varied or terminated upon the authority of all authorised signatories.

Where there are two or more Applicants, each Applicant is jointly and severally liable for all charges and debts due to Beyond Bank Australia in respect of the account or accounts opened by the Applicants and conducted pursuant to this application.
I indemnify and hold Beyond Bank Australia harmless against any claim that may arise from the operation of any of my accounts opened and operated pursuant to this application and within the terms of this authority.

I agree to be bound by the Constitution of Beyond Bank Australia and any future amendments, including the power of the Board not to admit me to membership without assigning any reason.

I understand that Beyond Bank Australia collects personal information from me/us as required by the Anti-Money Laundering and Counter Terrorism Financing Act 2006 (Cth) (“AML/CTF Act”) and that Beyond Bank Australia may take steps to verify the personal information collected.

I believe that the details I have provided in this application to be true and correct. I am aware that it is an offence under the AML/CTF Act to provide false or misleading information.
Every year an Annual Report is produced that containts information about Beyond Bank Australia's financial position and performance, how efficiently it is being managed and any financial risks it may face. Beyond Bank Australia is not required to send you a copy of the Annual Report unless you elect to receive it. The Annual Report is a detailed financial report of approximately 65 pages. You can change your choice at any time by notifying us in writing.

Save for later

New Account Application
Fields marked with * are required

Save for later

To retrieve your application, please visit beyondbank.com.au/accounts and enter your reference number.
Your reference number
Expiry date
Summary
Reference Number
Account selection
Access Savings
Everyday Account
Car Budget Account
Retirement Account
Cash Management Account
Mortgage Offset Account
BU Account
Community Reward Account
Bonus Saver Account
Christmas Club Savings Account
MonEsaver Account
Please resolve the following issues before proceeding
Click on an issue to go directly to the related section of the form.
errors found:
warnings found:
Beyond Bank Australia is a trading name of Community CPS Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit Licence 237 856. © 2013 BSB – 805022
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